We all know that employee health care plans are important, as a healthy workforce creates a more productive workforce.
The provision of healthcare insurance by employers increased significantly as a result of wage controls imposed by the federal government during World War II. However, wage control calculations did not include benefits such as healthcare insurance and sick leave. Thus, with employers unable to raise wages to attract workers, they turned instead to improved offerings of fringe benefits such as healthcare insurance.
All healthcare plans provide insurance against the costs of medical treatment that can be very expensive. Whether employees choose to enroll in employer healthcare plans depends on a number of factors. Not surprisingly, cost is a major reason for why some employees choose not to enroll in a plan, with low-wage workers being the most affected by the value of employee contributions.
Helping your employees with their healthcare plans can have many benefits for a company. For a business, its workforce is its greatest investment. Health insurance plays a large role in helping a business attract good workers, and just as importantly, retain those workers. Helping your workforce remain healthy will also increase the productivity of a business, with fewer days being lost to sickness, and this is especially important for small businesses. Finding the right healthcare plan that will provide good benefits while keeping costs down can be one of the most important decisions a business makes.
Of course, when we think about healthcare, we usually think about procedures that are vital for an individual’s health, yet there are others that can also be important. For example, we might think that some procedures such as laser eye surgery are really cosmetic and should not be covered by a healthcare plan, but perhaps on closer reflection, we should think again.
Laser eye surgery can be used to treat many conditions, including glaucoma, retinal disorders and cataracts. It can also be used to correct vision problems such as myopia. While it might seem that wearing glasses or contact lenses is not a particularly major issue, cosmetic procedures can have a positive psychological effect on an individual. It can be easy to underestimate the importance of the psychological effect of cosmetic procedures, but for some individuals, the effects can be life changing. The advantages of laser eye surgery include quick recovery that does not require bandages or stitches, and vision is corrected almost immediately with very little pain. In the majority of cases, patients are happy with the procedure and their corrected vision. Your Lasik expert in Omaha will be able to help you with information on the procedures that can be offered.
A healthy workforce is important to any business. Days off due to illness cost companies money, and for small businesses that may have a few key workers, it can be very costly. Attracting the best and retaining the best workers is important for all businesses, and one of the ways of achieving this is not just via salary, but also via the fringe benefits that a company offers such as health insurance.